PIN point accuracy!

Updated: Mar 18, 2020

This is a quick post to go over something that most parents know but all too often I come across situations where children know their parent's PINs for their phones.

I'm minded to repeat our Morality Statement on our home page ...

So, without any critical judgement, "What the heck are you thinking?"

If you can answer 'Yes' to any of the following questions then read on to our tips to take back control of your PIN and 'Stay One Step Ahead...', of your kids!


  • Is your phone only able to recognise PINs of 4 digits?

  • Is your PIN for your phone the same as your bank card or credit card?

  • Do you use the same PIN for all your financial cards?

  • Is it possible that your children might not be able to keep your PIN secure?

So what's the answer?

Well firstly if you have an iPhone, iPad or iPod that is enabled for fingerprint recognition or facial recognition then you should absolutely have a unique PIN for phone as you'll rarely need it.

If you have an older phone that only accepts a 4-digit PIN then imagine you had lost your phone and someone was trying to hack into it.

There are 10,000 possible combinations that the digits 0-9 can be arranged to form a 4-digit pin code. Out of these ten thousand codes, which is the most commonly used?

If you were given the task of trying to crack an iPhone by trying PIN codes, what order should you try guessing to maximise your chances of selecting the correct number in the shortest time?

The lack of imagination is utterly staggering but the most used PIN when looking at previously leaked credit card databases online is still 1 2 3 4.

That's nearly 11% of the 3.4 million passwords reviewed.

The rest of the top 20 are equally disappointingly predictable 1111, 0000, 1212, 7777, 1004, 2000, 4444, 2222, 6969, 9999, 3333, 5555, 6666, 1122, 1313, 8888, 4321, 2001, 1010...

The Rules for a Secure PIN

Try following these simple rules to create as many unique but re-memorable PINs as you need:

1 Take the year of birth of one of your family members or a close friend.

Let's take my Aunty Margaret born in 1948 as an example.

2 Now decide on whether you want to add or subtract.

We'll choose subtract.

3 Then complete the sum using either the day or month of a different family member - preferably one that is between 1 and 9. Do the calculation on each digit for added security.

We'll use my brother John's birthday which is the 5th of May.

4 Create you new, unique, secure PIN for your phone.

Ours would be 1 - 5, 9 - 5, 4 - 5 and 8 - 5. If you add and get more than 9 or subtract and get less than 0 then you need to just go round the numbers like a combination bike lock.

So we get 6 4 9 7

Now all you need to do is remember the 2 friends or family members and you've got your PIN... Aunty Margaret less John!


Don't worry if this is too complicated to work out - we've created a simple look up guide for you and as a thank you the first 100 readers to click the link below and use the coupon code T4PSecureMyPIN can download it completely free of charge, normal price £5.00.

Pin Offsets Download

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